Calcemy gives finance providers, brokers and dealers a single API platform to run pricing calculations, configure finance products and manage assets.
Calcemy is the control centre for your finance products. Organise assets into browsable hierarchies, map finance schemes to specific assets, and let templates drive every calculation.
Create finance schemes and templates with the easy to use Calcemy configuration. Set rates, deposits, residuals, fees and commissions - then publish when ready.
Build hierarchical asset trees and map schemes to specific products. Organise customers into groups so each dealer or broker sees only the schemes you assign.
Call the Pricing API and Calcemy applies the config and returns a full amortisation profile.
A single-endpoint calculation engine for financial products. Send finance data, get instant results - no additional configuration required.
A complete platform covering calculation, configuration and distribution.
Hire Purchase, Finance Lease, Operating Lease, Contract Hire and Loans - all from a single endpoint with consistent outputs.
Target payment, yield, deposit, residual, commission, margin or advance. The engine solves for whichever variable you need.
Define UI fields, rate models, fee structures and calculation parameters in templates. Publish when ready, roll back if needed.
Organise dealers and brokers into groups. Each group sees only the schemes and templates you assign - multi-tenant by design.
Use dynamic formulas like "0.1*saleprice" for deposits or "0.02*advance" for subsidies. No hardcoded values.
Every calculation returns complete amortisation schedules - funder, nominal and inclusive of fees - ready for regulated documents.
Comprehensive VAT treatment options including deferred VAT, VAT on asset, upfront VAT and fund VAT - configurable per scheme.
Seasonal, variable and drawdown payment profiles. Initial and terminal pauses. Monthly, quarterly or custom frequencies.
API key authentication, email-verified registration and quotas with usage tracking.
Real-world scenarios where Calcemy replaces spreadsheets, manual processes and custom builds.
Embed the calculator in your dealer portal. Dealers select an asset, pick a scheme, and get an instant quote - with rates and fees controlled centrally by your templates.
Give each broker group access to their own set of schemes. They see only the products and rates you've configured for them - no leakage between channels.
Compare offers from multiple funders side-by-side. Different cost of funds, commission structures and fee models - all in a single API call.
Our native apps for iOS, macOS, Android and Windows give your team access to the pricing engine on the go - online or offline.
Plug Calcemy into your CRM, loan management system or broker platform via REST API. Consistent calculation results across every channel.
Calcemy is AI-native. Connect to ChatGPT or your own AI assistant to provide accurate finance calculations in natural conversation.
A REST API that fits into your existing technology stack.
Simple JSON over HTTPS
iOS, Android, macOS, Windows
Native AI integration
CRM, LMS, broker portals
Start free. Scale as you grow. No hidden fees.
Take Calcemy with you. Our native apps give you access to the full pricing engine on any device.
25+ years of asset finance expertise, combined with a passion for technology and software engineering.
Gareth loves maths, challenges and software. His keen interest in technology, programming and AI lends itself perfectly to the world of asset finance.
Tom loves straight-through processing, with a passion for integration, efficiency and information security. A long and varied career in software and consultancy.
Get your API key in under two minutes. No credit card required.